TRAINING SESSIONS / SEMINARS
*Session with State Bank: Empowering Women Entrepreneurs*
Chief Guest Bilal Arif emphasized the need to encourage women’s participation in economic activities. The session was conducted at Sargodha Chamber, with participation from Acting President Sumaira Hurraira, Founder Vice President Tanzila Riaz, Shakila Sultana, and Abida Nazar from Sargodha Woman Chamber of Commerce and Industry. The discussion revolved around issues like MoUs being signed but not accommodated post-signing, and how State Bank can help resolve loan and export-related problems. The representatives also talked about encouraging women’s participation in economic activities, targeting 150 to 80 million in the medium category. Bank of Punjab and Mobilink Bank also gave briefings on the matter. #swcci #WomenInBusiness #EconomicEmpowerment
Bank Alfalah Session at SWCCI: Empowering Women through Financial Literacy* 
We are delighted to announce that Bank Alfalah recently organized a comprehensive session at Sargodha Women Chamber of Commerce and Industry (SWCCI) 
. The session was attended by esteemed members, including Acting President Sumaira Hurraira, Qaisra Ismail (Executive Member), Dr. Humaira Azhar (Ex Executive Member), Dr. Razia Sultana, Naila Tabasum, Shazia Ijaz, Sughra Alam, and other SWCCI members 
.
. The session was attended by esteemed members, including Acting President Sumaira Hurraira, Qaisra Ismail (Executive Member), Dr. Humaira Azhar (Ex Executive Member), Dr. Razia Sultana, Naila Tabasum, Shazia Ijaz, Sughra Alam, and other SWCCI members .*Session Highlights:*
– Eligibility criteria and process of applying for loans 
– Necessary documents and loan application procedure 
– Insurance loans and Prime Minister Youth Loan 
– Prime Minister Youth Loan application process: online submission and bank selection 
– Loan tender: 5 to 8 years with 60 installments 
*Loan Products Offered by Bank Alfalah:*
– Personal loans 
– Business loans
– Agricultural loans 
*Interactive Session:*
The attendees had the opportunity to ask questions and clarify their doubts regarding the loan process . The session was highly informative and interactive, providing a deeper understanding of the banking and financial services offered by Bank Alfalah 
.
.*Empowering Women through Financial Literacy:*
Bank Alfalah is committed to empowering women through financial literacy and inclusion 
. This session was a step towards achieving this goal, and we look forward to more such initiatives in the future 
.
. This session was a step towards achieving this goal, and we look forward to more such initiatives in the future .
A Memorandum of Understanding (MoU) between Sargodha Women Chamber of Commerce and Industry, and Pakistan Britain Business Council have signed
*Key Highlights:*
– *Date:* August 27, 2025
– *Parties Involved:* Sargodha Women Chamber of Commerce and Industry, and Pakistan Britain Business Council
– *Key Points:*
1. Promoting cooperation between companies and economic institutions.
2. Exchanging economic, trade, and legal information.
3. Organizing trade events, meetings, and seminars.
4. Participating in trade and industrial fairs.
5. Assisting companies in resolving disputes.
6. Analyzing the agreement’s impact and planning future cooperation.
7. Agreement effective upon signing and terminable after 3 months’ notice.
*Purpose and Relevance:*
This MoU aims to establish a partnership or collaboration between the organizations for business development, trade promotion, or other economic activities, which may have implications for trade and investment between Pakistan and the UK.
Awareness Session on Taxpayer Rights and Responsibilities*
On 11th August, the Federal Tax Ombudsman (FTO) organized an awareness session for the Sargodha Women Chamber of Commerce and Industry. The session was attended by members of the Sargodha Chamber and Anjuman Tajraan, providing a valuable opportunity for knowledge sharing and discussion.
*Key Topics Covered:*
1. *Achievements of FTO*: Overview of the FTO’s accomplishments in promoting taxpayer rights and resolving tax-related issues.
2. *Understanding Maladministration*: Discussion on maladministration and its impact on taxpayers, highlighting the importance of fair and transparent tax practices.
3. *Jurisdiction of FTO*: Clarification on the FTO’s jurisdiction and its role in addressing taxpayer grievances.
4. *Filing a Complaint: A Step-by-Step Guide*: Practical guidance on how to file a complaint with the FTO, ensuring that taxpayers are aware of their rights and the process for seeking redress.
5. *Landmark Decisions*: Review of significant decisions made by the FTO, providing insights into the organization’s approach to tax-related disputes.
6. *Taxpayer Rights*: Emphasis on the importance of understanding taxpayer rights and responsibilities, promoting a culture of compliance and fairness.
7. *Resolving Issues with the FBR*: Strategies for resolving tax-related issues with the Federal Board of Revenue (FBR), highlighting the role of the FTO in facilitating communication and resolving disputes.
8. *Informal Complaint Redressal Mechanisms*: Discussion on informal mechanisms for addressing taxpayer grievances, promoting efficient and effective dispute resolution.
9. *Challenges Faced by Taxpayers*: Examination of common challenges faced by taxpayers when interacting with the FBR, and potential solutions to address these issues.
Sargodha Women Chamber of Commerce & Industry executive member Ms.Shazia Bangish Ms Rubina Mukthar participated at Lincoln Corner at University of Sargodha in collaboration with Noon Business School organized a round table on account of “Small Business week.”. Moreover, female faculty members from Business School also participated in the discussion. Around 54 students from various departments have participated in the event and gained valuable insights into starting their own businesses. The session provided students with practical knowledge, entrepreneurial strategies, and firsthand accounts of overcoming business challenges.
Speakers conducted SWOT analyses to help students understand strengths, weaknesses, opportunities, and threats in business. They also discussed effective ways to tackle hurdles and manage difficulties that may arise. Furthermore, the discussion included potential business opportunities in Sargodha that young people could explore. The businesswomen offered students internship opportunities and visits to their workstations, allowing them to observe real-world business operations. The event also featured interactive Q&A sessions and networking opportunities, making it a highly beneficial learning experience for all attendees
فاونڈر پریذیڈنٹ سرگودھا ویمن چیمبر میڈم شمیم آفتاب کی کاوشوں کی بدولت اسٹیٹ بنک کی رہنمائی کے تحت عسکری بنک اور سرگودھا ویمن چیمبر آف کامرس اینڈ انڈسٹری کے زیر انتظام پائیدار اقتصادی ترقی کو فروغ دینے میں مالی آگاہی، شمولیت اور تعلیم کے اہم کردار کے حوالے سے بزنس ویک کا انعقاد، برج اسماعیل میں منعقدہ ورکشاپ
شرکاء میں چیمبر عہدیداران ایکٹنگ پریذیڈنٹ سرگودھا ویمن چیمبر آف کامرس اینڈ انڈسٹری و سینیئر وائس پریزیڈنٹ میڈم سمیرا حریرہ، ایگزیکٹو ممبران قیصرہ اسماعیل ، مسرت باجوہ، روبینہ مختار، سائرہ گل، شازیہ بنگش، ڈاکٹر عاتقہ لوہانی اور ممبران میں حرا ملک، شازیہ بابر، ریشیال ممتاز و دیگر شریک تھیں
A meeting took place between the Pakistan Britain Business Council and the Sargodha Women Chamber of Commerce and Industry.
This interaction aligns with ongoing collaborative efforts between trade development organizations in the UK and regional chambers in Pakistan. The Pakistan Britain Business Council (PBBC) works to foster bilateral trade and economic ties between Pakistan and the United Kingdom, frequently engaging with various chambers of commerce and industry—including women’s chambers—to support small and medium-sized enterprises (SMEs), promote women entrepreneurship, and expand export opportunities.
.